The user can click on the “Licensing Contract” link included in the agreement, which is integrated directly into the PayPal application and is scaled for a simple read on a mobile device: by opening and using a PayPal account, you agree to comply with all the terms of this user agreement. The terms and conditions include an agreement for the resolution of disputes by arbitration on an individual basis. You also agree to comply with each of the other agreements on the legal agreements page that apply to you and the following additional guidelines: Your preferred payment method for an automatic payment agreement is used for transactions with that seller. If you have a balance on a more linked cash or cash account, this balance can be used before your preferred payment method. If you are a seller in a marketplace or via a third-party application where PayPal is offered, a payment that has been sent to you on instruction from the marketplace or a third party may be placed in a stop point. This happens once you have given us permission to keep your money and will comply with your agreement with the third party. These holds are displayed in your PayPal account. If you have questions about why the market place or a third party ordered PayPal to place these Holds, you should go directly to the market place or to third parties. Separating a single user contract into different logical sections or separate agreements is good for the user.
Arbitration is more informal than legal action. Arbitration uses a neutral arbitrator or arbitrator in place of a judge or jury, and judicial review of an arbitral award is very limited. However, the arbitrator may award the same damages and facilities on an individual basis that a court can award to a person. The arbitrator must also follow the terms of this user agreement, as a court would. All matters are within the jurisdiction of the arbitrator, except that issues relating to the capacity to arbitrate, the scope or applicability of this agreement, or the interpretation of the prohibition of collective and representation actions and the “non-individualized discharge” section fall within the jurisdiction of a competent court.